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Property reference file

Tuesday 31 July 2001 00:00 BST
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Choosing a mortgageYour first foot on a sky-high ladder
Young professionals can often trade on their future earning power when looking for that first mortgage
Your mortgage will probably be your biggest financial commitment, so choose carefullyFirst-time lucky as new doors open for buyersHow to negotiate the mortgage mazeThe rewards of shopping for a mortgage are better than everShopping around is crucial if you want the best deals on your mortgage and savings.Mortgage war is good news for borrowersHow to negotiate the mortgage maze
Buying to letRising property values mean letting out can boost pension provisionBoost your income with a property-to-letJittery investors may opt to buy to let. Beware of pitfallsBuying property to let has become an attractive alternative to the stock market for private investors
How to stop the tenants from trashing your investmentBuying optionsIf house prices are too high, perhaps it's time to buy with someone you knowHousehunting online can be even more wearing than traipsing the high streetEstate agents: the awful truthAn early mortgage may help students make the most of limited fundsJoin the village people when you buy a second homeThe true cost of living in managed apartments

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